Friday, 14 July 2017

Zimbabwe's Bond Notes And Archaic Banking Systems

Success or Failure
My recent experiences with my bank have shown me that our banking system needs a complete overhaul. I have seen queues growing and being told that there is no cash available. I have had my money transferred and getting lost in our banking systems. 

The fin-tech overhauls are necessary if we have to make our banking systems work. The cash shortages and bank queues are symptoms of archaic traditional systems and technology which is still being used by most of the banks. 
I suggest we get rid of the RTGS , the Reserve Bank of Zimbabwe force bank to adapt to new technologies and give the Bond notes the respect they deserve. I will discuss how and why below.

REAL TIME GROSS SETTLEMENT SYSTEM
 

Our economy and the world is going digital at a fast pace than the banks can match. Our banks still talk of  RTGS as if it is real time. It is not!! Real Time must be real time, not four weeks or four days it must be real time. It must be immediate.

REGULATED OR FORCED ADAPTION
The general banking public and I in particular needs improved customer service and products. I want my bank to have effective and efficient data. I need to bank with a bank that meets all regulatory requirements.  All my banks have archaic legacy core software systems, implemented decades ago, are letting me down. The Reserve bank must put in place regulations that force banks to replace old systems and adopt new financial technologies.
 
INCENTIVES ON NEW TECHNOLOGIES 
Cash or plastic money
It's a fact that adopting new technologies is costly in terms of retraining and retooling. Government via the Reserve Bank must offer incentives and tax rebates on training and waiver customs and exercise duty. These costs are deterring most banks from even trying to overhaul their systems. 

THE BANKING PUBLIC ATTITUDES
We have blamed banks and the Reserve of Zimbabwe for the queues and cash shortages.However, this is a mistake, the banking public has to familiarize themselves with the new technologies use this knowledge to reduce the queues and avert cash shortages in our economy.
I believe the Reserve Bank of Zimbabwe and banks are doing very little to familiarize the banking public on new technologies and persuading them to use the new technologies such as mobile banking.
 
BOND NOTES FUNGIBILITY 
The bond notes are now being used as a currency. They can cross the borders of Zimbabwe and can be moved from bank to mobile wallets. The fungibility of the bond notes is the cause of its shortage in our banking system.
Bond notes are crossing our borders 





The bond notes fungibility is higher that of neighboring countries notes. This is a positive development but our banks, including the Reserve Bank of Zimbabwe, still treat the bond note as a surrogate currency. It is time for the research on the movement, value, and quantity of the physical bond notes. The Reserve Bank of Zimbabwe can use this information to carry out market operations by printing the deficit in the physical bond notes in order to wipe out the bank queues and cash shortages. 

The reduction of bank queues and cash shortages is the responsibility of the Reserve Bank of Zimbabwe and the banks.The banking public expects action and results from them.

Sunday, 9 July 2017

History and His Story

Tell me your story 
Tell me your future
 History is yesterday's story, 
 Today is yesterday's dream 
This future we built it yesterday,
 We shall live it to day,
 And make it our story



This day Is made up of yesterday,
 And today.
 We can not have today 
Without yesterday.

Friday, 30 June 2017

Fake Democrats and Real Dictators

WHAT'S IN A NAME?
I got a question about this whole dictatorship and democracy on the tongue of every Zimbabwean. You see there is no democracy in the name ZANU Pf. It is a party that fought against the white settler regime. It is a party that brought the vote to the black majority. There is no D for Democracy in the acronym ZANU Pf and we have now been conditioned to believe that it is a party headed by an elected dictator




OPPOSITION MEANS DEMOCRACY
Now if you read in the gutter press we have a banquet of parties with "Democracy" in their name. The MDCs, PDP and a host of other parties. These are parties that you and I have been told are the democratic parties because their names say so! These parties even though they are led by dictators who have even been cheeky enough to give the parties their surnames. You have heard of the MDC- Tsvangirai, MDC-Ncube and other parties which are permanently in the opposition and reform mode.




FAKING DEMOCRACY

Tsvangirai and Ncube have been on the helms of their parties for 20 and 15 years respectively without the mandate of their members. Does the D still stands for Democracy in the two MDCs or it now stands for Dictatorship? It is these foreign sponsored projects that thrive on dictatorship tendencies and pervert the name democracy. The leaders of these parties are fake Democrats and are the true dictators.



THE ELECTED DICTATOR



 Mugabe has in the meantime been elected at a national Congress by members of his party every five years since 1980. Elections are an element of the democratic process, but because there is no D in ZANU Pf  Robert Mugabe will always be labeled a dictator by the white supremacists' propaganda machine.

My question to all Zimbabweans is WHAT IS IN A NAME?

Sunday, 7 May 2017

The Chidyausiku Story of Content and Relevance

Alternative Narrative
Who was Justice Godfrey Guwa Chidyausiku?  He was the person responsible for dismantling the white supremacist's laws on land and made the Rhodesian settlers title deeds have the same value with rolls of toilet tissue.Under his commendable watch, the Land Acquisition Act was perfected to match any piece of legislation anywhere in the world.

From Land Grab to Land Reform
I stand to be corrected as yet we have black people speaking about the so-called land grab. It is Justice Chidyausiku who made our legislation on land sync with the objectives of both the first and second Chimurenga. He changed  Tsvangirayi words from  "land grab"  to "land reform". The vocabularies of the opposition parties and independent media were changed too.

It will be interesting to read what was said about the land reform at MDC rallies in 2000 and what they are saying todTsvangirayi and the white supremacist's media had to change their vocabulary on the land reform. That was how profound the impact of Chief Justice Chidyausiku on our politics.

Alternative Story of a Hero
In my discussion and interaction on social media networks, the internet, and print newspapers networks, I came across a lot of people who did not even know about Justice Chidyausiku. I found myself communicating with a lost generation. People who thought that Justice Chidyausiku was a road engineer amongst all of the things, despite the title before his name.

These are the same people who call ZBC  'dead BC'. A generation that thrives on newsfeed from SABC, CNN, SKY, Al Jezera, STUDIO 7 and France 24.  Most of these people l argued with have never set foot outside the borders of Zimbabwe. These guys have never been in Pretoria, Washington, London, Dubai or Paris but they identified themselves and have absorbed the content of these newsfeeds.

I had to remind them that Zimbabwe has an alternative and relevant informative newsfeeds that have local content.The alternative and relevant source of local content is none other than the Zimbabwe Broadcasting Corporation, that is the so-called "DeadBC".

The Story of the Settlers
Our arguments on the hero status of the former Chief Justice Godfrey Guwa Chidyausiku raged on.We had opinion pieces in the last outposts of the white supremacists, which the ignorant call the independent media, churning out negative propaganda on our hero.

First, they called him a Rhodesian puppet, secondly they called him the architecture of the Hondo yeminda and a land grabber and finally they accused him of being one of Mugabe's cronies and relative. The independent media was confused and the social media was filled empty and inaccurate content on this man.

It was a deliberate monumental distortion of the story of a hero and the history of Zimbabwe. The people of Zimbabwe know that Justice Chidyausiku was never going to be a hero of the Rhodesian settlers and their sympathizers.This man had intelligently unpacked and repackaged the law to facilitate the land reform program.

He had done what Professor Jonathan Moyo did with the Media and Information laws. He brought relevancy and life to dead pieces of legislations. He aligned the land laws with the aspirations of the black people of Zimbabwe.

A Hero Amongst Heroes
Chief Justice Godfrey Guwa Chidyausiku will be remembered by us all. His name is engraved in history,  from the halls of Lancaster House, in every court, on every resettled piece of land and the minds of the opposition parties and vanquished settlers in Australia, New Zealand, the Europe, and AAmerica.That is our Hero and that is our story about him.

Go well Son of the Soil.

Wednesday, 19 April 2017

The Rhetorics of Zimbabwean Elections

It was once again a time for us all Zimbabweans to witness a free and fair by election.  This time it was happening in a rural set up. A place where the Rhodesians white army were notorious for their inhuman and unjustified atrocities during the Chimurenga liberation struggle. This is where memories of anything to do with white Rhodesian settlers supremacist agenda is repulsed and condemned. It is where the MDCs with all surnames and all will not win against  ZANU Pf.

  This by election was happening when the Zimbabwe People First was having a second go at a by election after the Bikita West failure. The party had lost Joice Mujuru after her Chatham House visit and the subsequent courting of the whites sponsored MDC at Harvest House. The likes of wayward Didmus Mutasa and Rugare Gumbo refused to be bought into the white Rhodesian supremacists agenda. Mujuru want with the help of the Rhodesians to retake the land from the blacks and give it to the whites. She told the whole world on BBC Hardtalk.

It was happening where the numerous splinters of the MDC , (remember these parties with surnames and tribes, ) are back tracking on their perennial elections boycott threat. The MDC-T and other forms of MDC are on a permanent election reform agenda , they practical do not have time to campaign for an elections. The time and resources wasted on NERA demonstrations ,for example, could have been used to campaign for the Mwenezi East by election.

This by election was happening when the white supremacists media is in overdrive. The media is overplaying the ZANU Pf factions drama in the press. It is also directing all its effort on Robert Mugabe's age, the office chair which became a wheelchair and hairstyle too!! This we believe is an attempt to undermine his leadership qualities and statesmanship. It will not work as proven by the nearly 18700 people in Mwenezi East.

The white supremacists media has also been churning their traditional election rhetoric on social media and other platforms. Here are some in short.

The Voters Intimidation Rhetoric
Voters are said to be forced to go and vote by ZANU Pf. This is one very tired rhetoric which we can trace to the first elections of 1980. ZANU Pf was accused of bussing thousands of voters from within and outside the borders of Zimbabwe.  It was a lie then and it is a lie today.

The Banned Rally Rhetoric
One Bhasikiti of the Zimbabwe People First complained that the his rallies had been banned. The same Bhasikiti had also said he was carrying out door to door campaign . The press which had no proof of any ban went on to say Bhasikiti had been banned and barred from Mwenezi East. How do you carry out a door to door campaign if you have been barred and banned?
For the record rallies cannot be banned, you can be denied to hold a rally at a certain time or place due to inadequate security and availability of police to maintain law and order.It is that simple,  so my piece of advice is, book your rally in time.

The Dead Voters Rhetoric
The press and the white sponsored civic organisation had the  Biometric Voters Roll issue on the table. They wanted UNDP to fund, source and deliver the Biometric Voters Roll equipment on behalf on the Government of Zimbabwe. The Mwenezi by election once again prove that we can hold elections without the Biometric Voters Roll.

The Stupid And Uneducated Rural Voters Rhetoric
Once again the rural folk of Mwenezi East were insulted by the opposition parties and white sponsored civic society. It was as if it was the first time the people of Mwenezi had seen an election.
The constituency was flooded by the pseudo civic societies that had come to teach the "illiterate " poeple on not only how to vote but who to vote for. Even National Electoral Reform Agenda was in Mwenezi East putting to rest the argument that its agenda is to push for electoral reforms. It was exposed as an extension of the opposition campaign team. Its role in the Mwenezi East was to scuttle and unsettle the ruling party's hold in the constituency.

The Traditional Leadership Partisan Rhetoric
The press once again raising the issue of traditional leaders being political and partisan. The so called independent media and white sponsored civic organisations have failed to understand, respect and understand the importance and role of the traditional leaders. Traditional leaders are the spritual owners of the land and rural space.
These  traditional leaders offer guidance and leadership to their respective community. The traditional leaders have a role to play spiritual, economical, social and political. It is their sacred duty to the community.
This critical role of traditional leaders has been relegated to the backseat firstly by the former Rhodesian settlers and now by their sponsored opposition parties,  their press and civic organisations.
It will go a long way if these white supremacists sponsored media,opposition parties and civic organisations give the traditional leaders the  respect that they deserve. It might be the key to gain respect and voters in the rural areas.

The Zanupf Factions Rhetoric
The Zanupf victories in Bikita West and Mwenezi East by elections has exposed that the factional wars within the party have not affected the grassroots supporters. I will  say safely that the faction may be in the heads of the opposition parties leaders.The factions are played out in the press and on social media,  they are not really.

The Rhetorics And The 2018 Elections Zimbabweans should now be aware of the sources of the rhetorics, and must focus now on the 2018 elections. The elections are a landmark in the history of our nationhood, they are as crucial and critical as the 1980 elections . The enemy is still the Rhodesians. They have metaphorical diguised it self into the MDC in its various forms and with its Shona and Ndebele surnames. It is imperative that every Zimbabwean vote against the white supremacists regime change agents  and instead vote for the progressive and revolutionary party.

Sunday, 26 March 2017

The Ides of March

THE QUEEN BEE AND THE NEW HIVE
The lady who was fired from a party yet to be born did something in March. She pointed the her middle finger to her worker bees in ZPF and to Morgan Tsvangirayi of MDC-T. She then proceeded to form her own party.

As l had earlier indicated in my previous post she had to shake her war veteran image and her past to links to ZANU Pf if she has to attract the money from Western regime change sponsors.

In March Joice Mujuru weaknesses were exposed. The BBC had her in a tight knot as she failed to articulate her position on the land issue , Gukurahundi and why she formed her own party.

NERA DEMONSTRATION
The self-declared 'elections' reforms watchdog NERA called for a demonstration and they did half fill Robert Mugabe Square. The demo was called after Rita Makarawu of the Zimbabwe Election Commission had walked out of a meeting organized and called for by the disorganized NERA.

The demo organizers said Robert Mugabe Square ( Haru Mutasa of Al Jezera sheepishly called it Freedom Square ) was half full which mean in realty it was half empty.It was a non-event as the people of Zimbabwe went on with their lives.

Didmus Mutasa of ZPF, Morgan Tsvangirayi,  Evan Mawarire and other suspicious characters were at the  NERA demonstrations. Some were booed from the stage .Some were cheered off the stages. Some were lifted onto the stage. Others never reached the stage.

This sums up how our so called opposition is disoriented and disorganised. 

IS HE A SAVIOUR OR A TYSON
On the same day of  NERA demonstration, members of the ruling party's Women League carried out a demonstration calling for the ousting of Comrades Sandi-Moyo and Sarah Mahoka to resign their posts.Whoever organized the demo must have a hidden agenda. The political commissar Saviour a.k.a Tyson Kasukuwire professed total ignorance of the demonstration.
The political commissar has been accused by both the war veterans and youths, as out of touch with the grassroots of the party.

He might be the savior of the party or as destructive as  Mike Tyson.

THE PROFESSOR AND THE PAPERS
This month Professor had a tiff with the state media. Jonathan was accused of misleading the public. He had said what he saw in Tsholotsho but the state media wanted him to say what was politically correct. He misfired again about the cost of the Command Agriculture program, and the state media was quick to point fingers at him. I feel there is no love lost between the state media and Professor Jonathan Moyo.

For the record, though the Professor's twitter handle has more followers than the state media publications. I think that the guys at the Herald and Sunday Mail are just out fo some mischief.

THE BOND NOTES
The bond notes reached 100 days and the usual suspects, the international banks and the illegal dealers are at it again. A three tier system of our monetary system has been created and the Reserve Bank has remained a toothless bulldog as no punitive action has been taken against the culprits.

I demand the governor of the Reserve Bank to proactive and come up with an effective piece of law to stop the bond notes abuse and manipulation by banks and illegal foreign currency dealers.

THE GREAT CAF AND THE GREEN MACHINE COUPS
The Green Machine  and Philip Chiyangwa were in on fire in March in our Football circles.

Hayatou was pushed out of office by the solo effort of Bra Fidza. Bra Fidza always do his thing with style and  great noise. Yes, Bra Fidza was there.

T.P Mazembe were the victims of the ides of March. They lost to CAPS United of Zimbabwe.The current  CAPS United squad  has by this act made history.  It was a great month for Zimbabwean football!!

It was a month of positive and negative ides .












Friday, 24 March 2017

The White Supremacists' Fairy Stories Of Zimbabwe

I have had to write yet another post to defend the present and point out where white supremacists' media propaganda have brazenly twisted the past so that the gullible blacks among us are now able to glorify our oppressors and the years before independence. The white supremacists' propaganda and media have now turned the white settler farmers as heroes of that era. They have made us forget the exploitative and racial degradation that we suffered between 1890 and 1980.The stories are being constantly and persistently repeated that we now have a generation that believes them.


THE LAND GRAB STORY

The white supremacists have always said Mugabe unlawfully took land from the  white settlers.The land was not grabbed by Robert Mugabe contrary to what we read in the white supremacists' media. It was legally acquired and appropriated under an Act of Parliament. The Land Acquisition Act of 1990( as amended) was the piece of legislation used to resettle over 300 000 households on farms which were owned by 3000 whites.


The land grab story has been distorted to the point that Robert Mugabe gave the land to his relatives and cronies.Now, if you are a person with 300 000 cronies surely you deserve to rule a country. Robert Mugabe must really have a large extended family, according to the media, even by our African standards.




THE BREAD BASKET STORY



This is one mean story.Rhodesia was the bread basket of Africa, the displaced Rhodesian settlers are fond of repeating this false story. It was never a bread basket of Africa or even southern part of Africa. Rhodesia was the bread basket of the Federation of Rhodesia and Nyasaland. It could feed the population of Rhodesia, Zambia, and Malawi in the 1950s. The total population of the three countries was less than the population of modern day Zimbabwe.

So every time you read this bread basket story dismiss it with the contempt that it deserves.



THE GUKURAHUNDI STORY



Here is the Gukurahundi story. on one side we had a Super Zapu armed and financed by apartheid South Africa. The purpose of Super Zapu was to destabilise Zimbabwe.It was not a Ndebele or Shona conflict as the white supremacists' media propaganda always repeat. It was a security issue and the government of Zimbabwe dispatched the famous 5th Brigade to deal with Super Zapu dissidents. It is true that civilians died in the conflict.

The Catholic Peace and Justice Commission carried out an enquiry and found out that the conflict had resulted in the death of under 4000 people, that includes both Ndebeles and Shonas.The white supremacists have now spinned the deaths to 40 000.

The white supremacists' media has politicized this story into a Ndebele-Shona.It is a fact that the 5th Brigade comprised of both Ndebele and Shona combatants.


THE RHODESIA WAS BETTER STORY


The issue that has interested me and which is an obvious regime change tactic is the myth that Rhodesia was better.I borrow these words from a Facebook friend, Chenhamo Mutengure.
The arguments placed are that because Rhodesia had a strong currency and economic activity then this is evidence that indeed we were better off under the racist Ian Smith government.


But is this true?Was Rhodesia a great country for all or it was great so long as you were white?

First does a strong currency really translate to better living conditions for black peoples?Or maybe we are just looking at statistics that had absolutely no bearing on the standard of living for the black man.

Now let us look at the facts of Rhodesia.In Rhodesia, 80% of the population lived in the Tribal Trust Lands.This means that only 20% of people about 9% of whom were either white or Indian constituted the urban population.
So another myth that is thrown around looks we were better as our streets were clean, had good services etc yet the reality is Ian Smith artificially kept down urban populations so as to protect white privileges like running water, electricity and avoiding overcrowding of his streets for the benefit of the white man.
Also under Rhodesia, 60% of black people were illiterate and add to that only 3% of our people had secondary education.
Now, what happened to this 60% who couldn't read or write?Or the 97% that didn't have a secondary school education?
This means this was a segment that had no chance in life whether at home or abroad.

THE RHODESIA WAS HEALTHIER STORY
In 1980 we notice that Infant Mortality was at a staggering 120 in every 1000 children born, that is 12% of black babies dead.Contrast that to the present 25 in every 1000. There were fewer clinics in 1980 than today. Today it is government policy that you do not need to walk six kilometres to a clinic. 
Now how can a sane person say Rhodesia was better? Why is not the same media quiet on sanctions as well as their effect on our health system?

THE MUGABE IS OLD STORY


This is the story that the white supremacists' media has repeated on Mugabe since 1980. Mugabe was an old man in 1980.Everyone knew that when we elected him into office in 1980.The white supremacists' view is based on racism on one hand and ageism on the other. It is raw discrimination.
This is a story based on discrimination. Mugabe is old, so what? Why should his age matter? Is he going to be recruited in the police or army? For the record, the longest ruling Head of State is Queen Elizabeth of Britain. Not one white person has ever told her to resign.
The whites hate the old man and we love him.



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